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Your TfL online account is usually updated within a few minutes but that might be too late if the bus inspector comes first. In a supermarket your bank account is updated immediately after payment and with many if not most banks you can set it up so that you get a notification on your phone after any payment. The payment should be visible as a 'pending' transaction in mobile banking.
We are aware of an issue with emails from the Forum to Microsoft-based email accounts (hotmail/outlook/live.com email addresses). This is being looked into currently, thanks for your patience meanwhile.