I am failing to understand why people seem so outraged at the idea that "PF are just a money making scheme by the TOC!). Urrrrr, yes, of course they are. But if people had the correct ticket then it wouldn't be a problem. Its th same with parking tickets etc. Of course its a money making scheme, why so outraged!?
Well, lets take off peak fares.
Everyone has a rough idea about what "off peak" means, it means not on peak.
To me, Peak would be 7-9 and 5-7 to avoid all of those commuters. To the train company its so damn complicated you can't even rely on gate staff to know if a particular journey is "peak" or "Off Peak", or how far down the line you have to go for a peak train to magically become off peak.
In Scotrail Land, Peak is always the morning, but only the afternoon if you start in Edinburgh or Glasgow. If you get on a train in "rural" scotland, but change at Haymarket in the afternoon, thats still somehow off peak, even though you're on the same train for the second part of your journey as someone who can't buy an off peak ticket for the same journey. True, Scotrail don't do pentalty fares, but to expect the average ticket holder to know the Byzantinian rules that apply to parts down south is near impossible.