Bletchleyite
Veteran Member
My local post office is within a newsagent, and you can get counter service 6 days a week from 06:30 - 19:00, and on Sundays from 07:00 - 13:30.
Some actually provide Post Office counter staff for the full period of opening. My local one is something like 7am to 9pm 7 days a week (though the shop opens later), which is a huge improvement on what went before.
So having a Post Office within another shop is not necessarily a problem, and in fact it means it stays open when staff from "crown" post offices go on strike, as has happened recently.
That too.
But if the Royal Mail try and set up their own convenience store arrangement instead, this will lead to more fragmentation of the service, and I can't see it leading to any improvement. (When does anything lead to an improvement in services these days)
It seems we're safe from that until at least 2032. Banks of course can have an agreement with the Post Office for counter cash withdrawal and deposits and many do. Monzo interestingly doesn't but instead has one with PayPoint.
Sure, there are a few services you can't get that way e.g. very large cash withdrawals, but in 2022 if you want a very large cash withdrawal there's either probably a better, safer way to make the payment (e.g. when buying/selling a car, a Faster Payments transfer on the spot with the keys not handed over until it's arrived, which is how I last sold a car) or you're up to no good e.g. paying a builder in cash to evade VAT. There are very, very few genuine, legal reasons to want a cash withdrawal in excess of what you can get from a cash machine (£250 a day at most banks) in 2022, and paying cash in is really the preserve of kids* and businesses, most adults if they receive cash from someone will just keep it in their wallet and spend it. Cheques (increasingly rare) can be deposited by post or using cheque imaging on the bank app as some offer.
* Given the low amounts generally involved, e.g. £20 in a birthday card from a grandparent, the easiest way for a kid to "pay in" cash is to give it to their parents, who put it in their wallet to spend and BACS that sum into the kid's bank account, much easier than bothering to go somewhere and deposit it.
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