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My general point is that on these forums we are very keen to point out to general readers that there is a technical distinction between penalty fares, fines and out-of-court settlements. They are not the same, notwithstanding that revenue from TOCs (via fares, penalty fares and out of court...

It might feel like it, but where you have a choice to pay for something, officially it isn't technically regarded as a tax as you are getting a specific identifiable deliverable directly in exchange for your payment. Even where public goods and services are financed by charges (e.g. driving...

While I do not claim the engineering expertise of expert forum members who have provided comments on the proposal, as a finance professional, having read the challenges and the responses put forward to address those challenges, if I were in the position of being an investment committee member...

Pepper (Inspector of Taxes) v Hart 1992. Hart was a teacher at a private school which allowed a staff discount of 80% off the normal fees. On appeal it was held that the taxable benefit should be restricted to the additional cost to the school of providing the places. The school was not full so...

This week I got a questionnaire from TFL asking about my familiarity with (1) multi-factor authentication and (2) passkeys, and how confident I would be about using either. It looks like they are sounding out their users about potential security enhancements. In my case I am entirely comfortable...

And some jurisdictions really don't give two hoots about their own citizens scamming victims in a different country!

Contactless history is working for me again in the TFL Oyster app

Does anybody remember the song written for the BR Rail Riders club in the early 1980s? It was penned by the folk singer Mike Donald and came with the membership magazine on a plastic 45rpm record. I can only recall part of the chorus these days... They've been to Edinburgh and Aberdeen/...

As well as your employer there is a duty of disclosure to the regulator. I would suggest that the following is a good place to start. https://www.icaew.com/regulation/complaints-process/your-duty-to-report-misconduct It applies to ICAEW members and other "relevant persons" which includes...

This came up recently in the consumer section of a national newspaper https://www.telegraph.co.uk/travel/advice/overbooked-travelodge-bumped-me-out-refuse-refund/ The full article is behind a paywall but the gist is that overbooking can and does happen

:-) Although I am keeping out of the political discussions!

I suspect there may be some talking at cross-purposes about what we understand by the term "screenshot". I see a distinction between: (i) a screen capture taken on the first device which can then be transferred electronically to a second device, and (ii) a photograph taken by a second device...

Apologies if my post wasn't clear, Zettle now allow contactless payments to be taken directly by tapping on an iphone without the need for a standalone reader, so it's not beyond the bounds of possibility that depending on how smartphone-like the official readers look there could be some suspicion

That's my thinking!

I get an alert on my phone and watch pretty instantaneously whenever funds leave my account, including amount and name of payee, so I imagine anyone trying to skim money at a gateline or on board a train would be rumbled pretty quickly once enough people realise what's happening. Also as the...

In the early 2000s the place where I lived at the time was part of a trial to make voting in local elections easier. As well as the traditional polling card, you could vote online (which I did), over the telephone, or at internet-connected kiosks situated in various venues around the town, all...

The rules are here: https://europa.eu/youreurope/citizens/travel/entry-exit/non-eu-nationals/index_en.htm In summary: Entry - on the day of entry, your passport must have been issued within the last 10 years Exit - on the intended day of exit, your passport must have at least 3 months of...

I was in the revolving restaurant in November 2023 for a private event hosted by BT and it was working fine then!

Must confess I've never heard of NPPV3 but it seems to be a check which is specific to civilians working for police forces and is separate from both the DBS process and National Security Vetting (which is mainly applicable to the civil service), although is broadly equivalent to SC. From a...

This is a helpful summary of the different levels of clearance, situations where they are required and what sorts of enquiries are carried out https://www.gov.uk/government/publications/united-kingdom-security-vetting-clearance-levels/national-security-vetting-clearance-levels National...