dcsprior
Member
Minimum Living Wage is a good start but I think Basic Income would be better: every adult gets a fixed minimum income which can be supplemented by other sources (most notably working). You'd still need to work to get the good things in life but at least the basics is covered
You could achieve this, as well as getting rid of unemployment benefit (and some others), without it coming directly from the government:
1 - set the personal tax allowance at £11,870 (what someone working 35 hours/week at minimum wage will earn)
2 - allow this allowance to be transferred/traded, creating a market in it. to a 50% taxpayer, paying £5,500 to buy £11,870 worth of allowance (via an intermediary that allowed them to do this many times over) would be worth it
3 - if the company acting as intermediary takes £250 from the £5.5k, this still results in the person selling the allowance getting over £100/week - significantly more than the £75 of unemployment benefit.
Of course this would result in a significant drop in tax take, which would need to be funded either by increasing taxes elsewhere, or cutting spending... but I think it would be an easier "sell" to those who're against spending on welfare benefits on ideological grounds - this wouldn't be welfare spending but a tax reduction
Why not move to Scotland and attend after Oxford and Cambridge one of the four oldest and best Universities in the UK
Aberdeen,Glasgow,Edinburgh or St Andrews
No fees payable.![]()
I thought you have to have lived in Scotland (or an EU country other than the rest of the UK) for 3 years before you get it for nothing
Well my Daughter is in her Fourth Year at St Andrews, She lives with her Mum in the Midlands and pays the old rate of £1820 in Tuition Fees per year. Silly girl if she was registered living with me it would be zero.:cry:
Again, I think rUK students who start courses in Scotland now have to pay up to £9k/year?
I really do think that education should be free - once you deviate from that principle its a lot harder to argue that its OK to charge £1k/year, but not £2k or £9k or £50k. I'm pleased to see that Scotland has returned to this key principle.
Unfortunately renting is another con. My primary objection is that one is forced to shell out four times the cost if the house itself.
Yeah, and one which costs the public purse an awful lot of money. If more people in receipt of housing benefit lived in council housing rather than private rented accommodation, the savings would be huge. I'm actually not against the Tories' benefit cap in principle - but in reality the only reason that some people on benefits "get" so much is that huge chunks go to line the pockets of rich private-sector landlords
Look at local councils/publically owned services - managers who do the usual merry-go-round of being shifted sideways and upwards with no (or soft) targets to hit, huge ineffiencies (little concern about the company failing), no motivation to do better. No incentive for an individual to do better either.
You mention targets. It is impossible to numerically measure absolutely everything done in a job, so any target is always imperfect. I worry that our current obsession with them causes people to focus only on the areas which have targets set, at the expense of other important things
I would like to think that in a public sector organisation, people would want to do the best they could out of pride, and a feeling of public duty... though I'm not naive enough to believe everyone would.
I've had discussions about this with different people with different political views. I've noticed something of a pattern, although this is hardly scientific. People who are more socialist seem to prefer to be employees, in that they are paid by someone to do a job, and that's that. On the other hand, those who are more conservative seem to prefer the idea of having their own business ventures and creating their own wealth.
I'm not a fan of the phrase "wealth creator" to mean "person who got rich" - surely the wealth was mainly created by those further down the ladder doing the actual work?