I was under the impression it is illegal to give someone medication unless you had a relevant dispenser qualification. I'm sure when I did my first aid course in 2007, we were told by the trainer it is illegal to give someone any form of medication. I'm pretty sure I was told by the course provider there was insurance in place to cover all trained personnel in case something went wrong.
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I am not really sure if its to do with the law or not, all I know is that we are taught (and told to teach) that we should not do it.
But again, I would not watch someone die just because of red tape.
Ribs are cracked all the time during CPR. You try not to, by using a good hand position but it's inevitable in a long resus someone will crack the ribs. No one's been sued for it yet.
There are no good samaritan laws in this country, and even a healthcare professional only has a duty to act in certain circumstances. Someone volunteering for St John will not have a duty to act unless they are at a contracted duty.
To be fair, whilst I did mention cracked ribs during CPR, I was more thinking about more serious cases. Things like moving something with a spinal injury because of other dangers / to be able to do CPR (so you are saving their life, but possibly causing serious paralysis).
And just because no one has been sued yet, it doesn't mean someone hasn't tried to put in a lawsuit, or won't try in the future! Although I'd hope such a suit would get laughed out of court!
In terms of St Johns stuff, I was referring to when they are "on duty" so to speak. Of course when out and about in the daily lives they have no more responsibility than anyone else, but when they are on duty at an event or whatever then they do have that responsibility, and so are also covered by St Johns in regards to any insurance issues that may arrise.
As lifesaver (basically a person who just happens to know some first aid incase I come across a situation), then I don't think I have similar insurance (I only do when involved with any Royal Lifesaving Society activities).