LNER Amex Deals

[Haywain]

Thanks for the responses. Can't help but feel like it's a little risky, don't want to be left with thousands of LNER voucher value that I don't want! but I appreciate it appears to be a low risk.

You are paying the money upfront, and buying a season ticket. The only risk is that if you refund the season ticket the refund will be back to non-refundable eVouchers.

 

[Argyle 1980]

A similar offer for 10% cashback on LNER appears very regularly on Halifax banking app.
It's advertised as a one time use only but I've activated it previously before purchasing a Plymouth-Folkestone ticket to take full advantage and in the following days until the offer expired, it also paid cashback on three other local journeys I made and booked on their app. That was in December to January and it's appeared on Halifax app again for February-March.
I've booked an off peak first class return Plymouth-Paddington for Thursday at £209-75p and the next day purchased a standard class version at £116 which I refunded shortly after, reason for it was I just needed a booking confirmation for a standard class journey as the hospital obviously won't refund a 1st class ticket. To my surprise, both journeys have now been credited in the cashback total in the Halifax app. Expect the latter will be deducted from the cashback after the refund is processed which I'm fine with is cashback definitely wasn't my rationale behind buying the second ticket that I refunded.

Curious who actually pays the cashback, the bank or LNER? Or split. The cashback on the first class ticket I purchased was £20-90p and can't imagine LNER would have made that much in commission by retailing a GWR journey.

 

[Vexed]

The cashback on the first class ticket I purchased was £20-90p and can't imagine LNER would have made that much in commission by retailing a GWR journey.

Once you account for card processing fees and fulfilment fees (paid out of the commission) LNER will have around £4 from your £200 ticket, give or take a quid depending on their exact card agreements and TOD or eTicket fulfillment.

And of course anything they pay in cashback is money that don't have for running their website and customer servic es.

 

[paul1609]

Once you account for card processing fees and fulfilment fees (paid out of the commission) LNER will have around £4 from your £200 ticket, give or take a quid depending on their exact card agreements and TOD or eTicket fulfillment.

And of course anything they pay in cashback is money that don't have for running their website and customer servic es.

Surely TOCs can offset TOD charges since they are coming back in to the business anyway. Ok in this case it's being paid to GWR but that must be swings and roundabouts.

 

[redreni]

Surely TOCs can offset TOD charges since they are coming back in to the business anyway. Ok in this case it's being paid to GWR but that must be swings and roundabouts.

But they get that money anyway if one of their TVMs or ticket offices is used to collect the ticket, even if the passenger buys the ticket from somebody else. They're not gaining that money as a result of enticing people to buy from them by offering cashback. Presumably it goes towards the cost of operating and maintaining the TVMs.

 

[paul1609]

Sometimes they just extend the offer without comment, othertimes you have to let it expire in your current offers and after a day or so go in to the offers and add it again. My current offer on Amex is 10% and expires in about 2weeks. Ive also got a measley 5% Visa offer that expires next week. Last year this was theperiod I didnt get an offer for about 2 months so Ive got it in my diary to buy the e vouchers a couple of days before the end just in case.

I chickened out today and bought the e vouchers as my Amex offer expires tomorrow. Though I do note that the measley 5% VISA offer that Ive never used has now been extended to 29/4.

 

[gravey]

Barclays cashback rewards has been running a 8% cashback offer for the last couple of weeks for LNER. I think it expires in a few days though.

 

[Fawkes Cat]

It may be worth noting that (for me at least) the 10% offer has renewed to 30/4/25 - and also shows up on my other Amex credit card. So it might be worth a look for anyone previously excluded from this offer.

 

[paul1609]

It may be worth noting that (for me at least) the 10% offer has renewed to 30/4/25 - and also shows up on my other Amex credit card. So it might be worth a look for anyone previously excluded from this offer.

Me too, although I had to re-add the offer this time, sometimes it just gets extended. New diary note made for 28/4 to purchase e vouchers!

 

[gravey]

The new offered appear on my AMEX as well. Had to re-add it as you say but 10% cashback for a month is nothing to be sniffed at!

 

[paul1609]

The new offered appear on my AMEX as well. Had to re-add it as you say but 10% cashback for a month is nothing to be sniffed at!

Indeed I think this extension all but means Ive been on the offer for a year now. One thing it has caused me to do is scrutinise rail spending. I dont think I realised until I started buying the e vouchers just how much I was spending on rail.

 

[Hadders]

I only got a 5% LNER extention.

 

[island]

I've had 10% on one card and 5% on a second.

 

[Wallsendmag]

I have three Amex cards two have 10% one has 5%

 

[styles]

5% on Virgin Money, seemingly permanently.

 

[jrh2254]

5% on Virgin Money, seemingly permanently.

Yes I have that , so sticking with my 10% AMEX offer that has been renewed to end of April 2025. Note in diary to buy some more on 28/4/25

 

[Argyle 1980]

10% LNER cashback renewed again on Halifax app. It must have renewed upon expiry the last one as has an expiry date of 14th April. Highly likely it will renew again after that date again.

 

[jrh2254]

10% LNER cashback renewed again on Halifax app. It must have renewed upon expiry the last one as has an expiry date of 14th April. Highly likely it will renew again after that date again.

Same for me but with Amex. I wonder if you have to use it for it to renew. So I bought another £50 to add to the £600 I bought the previous month ! 10% saving means that with my railcard I get 43.3% off the full price tickets ? Or have I got the maths wrong ?

 

[redreni]

Same for me but with Amex. I wonder if you have to use it for it to renew. So I bought another £50 to add to the £600 I bought the previous month ! 10% saving means that with my railcard I get 43.3% off the full price tickets ? Or have I got the maths wrong ?

I make it 39.7%.

Because, naturally, it's not 10% off the original price of the ticket, it's 10% off whatever you spend.

 

[jrh2254]

I make it 39.7%.

Because, naturally, it's not 10% off the original price of the ticket, it's 10% off whatever you spend.

Ok thanks. It’s not simple addition of numbers !
I get 1/3rd with a railcard first so I pay 66.66% of the price. Then 10% of 66.66 which is 6.666
Then I add 6.666 to 33.333 which is 39.999 or close on 40% ! Is this it ? Thanks.

 

[Watershed]

Ok thanks. It’s not simple addition of numbers !
I get 1/3rd with a railcard first so I pay 66.66% of the price. Then 10% of 66.66 which is 6.666
Then I add 6.666 to 33.333 which is 39.999 or close on 40% ! Is this it ? Thanks.

Pretty much. The Railcard discount is actually set as 33.4% (since the industry systems only support up to one decimal place), and the fare is then rounded up or down to the nearest 5p - so sometimes you'll get slightly more or less than that percentage discount. Imagine a ticket that costs £10 - with the Railcard discount you'd pay £6.65, thus actually getting a 33.5% discount.

The 10% cashback is then paid to the nearest penny (probably rounded down) based on the cost of that ticket. For the above example it would probably work out as 66p.

So the actual discount in this example would be 40.1% as you'd end up paying a net amount of £5.99.

 

[Fawkes Cat]

Just to note that it seems to have gone from AmEx for the moment.

 

[Watershed]

Just to note that it seems to have gone from AmEx for the moment.

However I still have an offer for 8% back on my Barclaycard - which I don't even need to activate. Worthwhile checking with non-Amex card providers what offers you may have.

 

[Halwynd]

LNER Amex at 10% has appeared again this morning - valid until 8th August and needs to be activated.

Monzo have been offering me 5% every two weeks. Once activated it auto-renews.

 

[SWT_USER]

I got the 10% with Amex until 8th August too.

Monzo is 8% for me, possibly because I never use it (because Amex has always been a better offer).

 

[skyhigh]

5% for me with Amex.

 

[KT550]

Only 5% for me too with Amex. I did get 10% on the last offer which expired end of April.

Maybe it's based on card type or big spenders? - I'm using the free BA card.

 

[Trainbike46]

I got the 10% offer on the free MR amex card, until August 8th

Does anyone have any idea how it is decided who gets offered what?

 

[Halwynd]

Does anyone have any idea how it is decided who gets offered what?

I have no idea, but I wonder whether the higher rates are offered to those who have used their payment cards with other ticket booking agents?

Or perhaps frequency of purchase has something to do with it? I'm a 'light' rail user these days and tend to buy LNER eVouchers every now and again. Amex always offer me the highest rates. Having said that, I've only ever used Monzo once and am only offered 5%.

Who knows?!

 

[redreni]

I currently have 5% (I've only once had more than this) on both my Amex and my debit card, but the T&Cs are different to previous offers inasmuch as it's online only.

I only noticed this when I popped into Kings Cross ticket office and managed to get them to put a future-dated day travelcard onto my LNER Smartcard; not getting the 50p kickback I was expecting is hardly the end of the world, but there it is. I'm back to choosing between getting discounted paper ones or a full-price one on a Smartcard.