Depends why it is dead. If the battery has become dislodged or mechanically damaged through use/abuse then they can refuse it. Sometimes smashing it and claiming on home insurance (especially if you have protected no claims) is easier, if potentially fraudulent.
I dropped then volleyed (as I tried to catch it) my old mp3 player across a road, and my insurance company paid up (as it was over the excess). They didn't bump up the premium either, saying that with people carrying more stuff of them, accidental damage and theft were increasing at a rate that they just increased everyones premiums.
I dropped then volleyed (as I tried to catch it) my old mp3 player across a road, and my insurance company paid up (as it was over the excess). They didn't bump up the premium either, saying that with people carrying more stuff of them, accidental damage and theft were increasing at a rate that they just increased everyones premiums.
I've now gotten my iPod to boot.