How do you pay for tickets?

[Essan]

long distance by card (internet), local by cash (either at ticket office or onboard)

 

[route101]

Usually by Card from the TVM , most are card only . Some Scotrail ones are contactless though does anyone else think that someone could tamper with the contactless bit and read card details?

 

[ooo]

I've added season ticket loan to the poll

 

[maire23]

Generally by card as I don’t often buy from machines- I generally buy online. When I do buy from machines I also usually pay by contactless, and always contactless when I travel by tube. I hate cash or chip and PIN as I have severe dyscalculia (number dyslexia)

I did however pay cash for a single ticket from Derby to Leicester yesterday though.

 

[Lrd]

I've added season ticket loan to the poll

I paid for my season ticket by card after getting the loan paid into my salary...

 

[Bletchleyite]

Credit card, unless it's under £30[1] or the Tube in which case the same credit card via Apple Pay.

[1] I know Apple Pay has no limit, but the LM ticket machines don't turn on the contactless pad if it's over £30.

 

[ASharpe]

I think I also needed some quarters to hotel laundry machines.

You'll probably be fine with 10p coins.

On topic:
I have a loan from work for my season. I typically use card for ticket payments, but when going out for a day trip or an evening I prefer cash for all spending including tickets so that I can watch my spending.

 

[Hadders]

I'm lucky that my employer provides me with an interest free season ticket loan, so my annual gold card is paid for through that. My other work rail travel is done through a corporate travel booker who don't seem very adept at getting a decent deal but I digress…
For travel on the tube and tfl buses, I just use my contactless Visa Debit and no longer bother having a separate Oyster card.

Rather than use contactless for your travel I’m London you’d be better using an Osyter Card with the Gold Card discount added to get 34% discount on Off Peak Fares.

I’ve got my Gold Card discount applies to my Oyster and use auto top up so I don’t have to worry about how much credit i’ve Got on the card.

 

[cactustwirly]

I use my contactless card for mostly everything, I only really use cash for a night out.

 

[TT-ONR-NRN]

Almost always debit card. Occasionally cash if it’s a short hop.

Sadly I have to go through the whole conscious shielding PIN thing as I’m not legally allowed to have contactless yet so it takes ages as I’m always paranoid someone is looking over my shoulder at my PIN!

 

[DanNCL]

Almost always debit card. Occasionally cash if it’s a short hop.

Sadly I have to go through the whole conscious shielding PIN thing as I’m not legally allowed to have contactless yet so it takes ages as I’m always paranoid someone is looking over my shoulder at my PIN!

That's not the case; I've had a contactless card since I was 14 so it is legal for you to have one

With regards to the main question of this thread, I usually pay by card, though sometimes I will pay by cash

 

[cactustwirly]

Almost always debit card. Occasionally cash if it’s a short hop.

Sadly I have to go through the whole conscious shielding PIN thing as I’m not legally allowed to have contactless yet so it takes ages as I’m always paranoid someone is looking over my shoulder at my PIN!

You can legallly have one, but most banks won't let you have one until you have a full bank account (one with an overdraft)

 

[Bromley boy]

Delete

 

[TT-ONR-NRN]

You can legallly have one, but most banks won't let you have one until you have a full bank account (one with an overdraft)

What do you mean, full?

 

[Mintona]

I don’t really. Only on the underground, and there I use my contactless credit card to open the barriers.

 

[DanNCL]

What do you mean, full?

One of the accounts that allow you to have an overdraft; the childrens ones usually don't

Though come to think of it; my account won't let me have an overdraft, yet I've still got a contactless card. I wonder if it's simply down to which bank you use

 

[cactustwirly]

What do you mean, full?

One that has an overdraft and issues debit cards that work 'offline'.

 

[TT-ONR-NRN]

Oh I see!

 

[Bromley boy]

What do you mean, full?

You need to be 18 or older to enter into a credit agreement, including the overdraft facility offered with most current accounts. Hence the accounts offered to under 18s have a more limited range of facilities.

 

[cactustwirly]

One of the accounts that allow you to have an overdraft; the childrens ones usually don't

Though come to think of it; my account won't let me have an overdraft, yet I've still got a contactless card. I wonder if it's simply down to which bank you use

Yeah, Natwest didn't even issue me with a contactless card when I 'upgraded' to an account with an overdraft.
I'm with Santander now (for the free railcard!)

 

[DanNCL]

Lloyds @DanNCL

That might explain a lot, I use Nationwide

 

[causton]

Credit card, unless it's under £30[1] or the Tube in which case the same credit card via Apple Pay.

[1] I know Apple Pay has no limit, but the LM ticket machines don't turn on the contactless pad if it's over £30.

It was the same at the ticket office windows but then changed a while back. Quite annoying as people try and touch their card if it is over £30. And every time someone has tried to use Apple Pay (or Android Pay, including me personally at Morrisons!) for over £30 it has declined anyway!

 

[185143]

Given Northerm's stubborness and increasing pressure to get people to use their Card only TVMs or their mobile app-I play them at their own game and refuse to use anything other than cash or an RTV. If that means paying onboard/at my destination as they have replaced a cash+card TVM with a Card only one-or simply just removed the cash accepting facility, then that's not my problem as far as I'm concerned!

A couple of times I've ended up not paying for journeys I used to be able to pay for due to the removal of cash TVMs at both ends of the journey. Again-not my problem!

 

[MG11]

I have and will only use cold, hard cash! I am old fashioned like that. I like to feel as though I am physically giving something, and equally, wuen I get paid, I like to feel as though I have been physically given something. The day cash stops being legal tender will be a very sad day for me.

 

[jon0844]

I have and will only use cold, hard cash! I am old fashioned like that. I like to feel as though I am physically giving something, and equally, wuen I get paid, I like to feel as though I have been physically given something. The day cash stops being legal tender will be a very sad day for me.

I can't see cash going for some considerable time, but I have to say that I've got to a point where I don't feel anything by giving physical notes or coins for something over a card, or tapping a phone or using a watch.

 

[xc170]

Card only for me for just about everything, I probably withdraw £20 a month in cash.

With card you don't have a pocket full of coins and you don't get short changed by the idiot behind the till because they were too busy chatting to people they know instead of concentrating on doing the job they're paid to do.

 

[scragend]

Always card at a ticket office, but usually cash on the train. Don't really know why, I feel like I'm being a nuisance making the guard take a card payment.

 

[boxy321]

I've added season ticket loan to the poll

How about Direct Debit?

 

[Bletchleyite]

How about Direct Debit?

TBH I think it's high time annual seasons were replaced with direct debits with a 12 month minimum contract (where the penalty for early exit is to pay up to the equivalent combination of monthlies/weeklies/dailes).

 

[boxy321]

TBH I think it's high time annual seasons were replaced with direct debits with a 12 month minimum contract (where the penalty for early exit is to pay up to the equivalent combination of monthlies/weeklies/dailes).

Bit like a phone contract. Saves all these company loan systems being needed.