"always" - Except it isn't always.
All southern region EMUs have had resistor grids mounted under the floor for the last 50+years as traditionally (until initially in some areas circa 2008 allowed limited regenerative braking) current couldn't be put back into the 3rd rail and even with regenerative braking, current is only allowed to be fed back into the 3rd rail between certain voltages above or below which rheostatic is used. Rheostatic saves huge amounts on not replacing brake pads especially on stopping services!
All AC units and I think most locos have rheostatic too as you need the guaranteed braking performance depending whether on not OHLE is tripped and if the voltage is in range as with 3rd rail DC (min and max voltages varies by OHLE infrastructure type).
The huge noise you get from a 91 for a couple of minutes after stopping at a station is the fans blowing air over the resistor grids... (TGVs, 373s and 374s (and all Velaros) also have resistor grids)
For example you can see 3 resistor grids under a 442 (not my photo) here, just under the guards door and slightly to the left:
http://www.southernelectric.org.uk/features/rolling-stock/442/img/cd442unf2.jpg