I’ve been on the train 4 times. I have only took short 30 minute journeys and every time I have paid on the train. Not once did the conductor say that’s not allowed. Today I got the penalty, the train was packed and there was no conductor in sight. I thought I can just get the ticket when I get off the train but I got the penalty instead. I did not know the rules and I’ve never been informed of them. The ticket was £4, I never had an issue paying that. Now they want me to pay £110 and I’m devastated. I’ve been crying for hours as I can’t pay that that’s nearly 2 weeks worth of food shop. I have disputed today however i feel like they will not accept my case. It’s way too much money I do not understand how they can do this over something I genuinely did not even understand