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Accidental Railcard fraud

Aragorn462

New Member
Joined
29 Apr 2026
Messages
1
Location
Swaythling
Hello, first time posting apologies for any errors,
I booked a ticket for my friend with my valid railcard not realising it was non-transerrable and now she has been given a TIR by SWR. I've read online there are possibilities of either a settlement or the issue being actually taken to court. She was polite and honest about the issue when confronted and will repsond promplty, poltielty and honestly when contacted by SWR. Is there anything else we can really do? Is there a chance she won't be offered a settlement?
 
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AlterEgo

Verified Rep - Wingin' It! Paul Lucas
Joined
30 Dec 2008
Messages
29,268
Location
LBK
Did she carry any railcard and show it on the journey? Did she use yours?

Which railcard is it?

SWR usually settle out of court for simple cases but they may well audit the ticket purchasing accounts and have more questions for you or her before doing so.
 

SECR 65

Member
Joined
2 Apr 2026
Messages
668
Location
East Sussex
Welcome to the forum,

There isn't much you can do until she recieves a letter from SWR. The best advice would be to read through other SWR threads on here to understand what might happen next. When the letter arrives, post it on here with personal details redacted.

SWR are likely to agree to settle out of court, provided you are cooperative and truthful when you respond to them.
 

duffield

Established Member
Joined
31 Jul 2013
Messages
3,275
Location
East Midlands
Unless the railcard you have is one of the types that has no photo on it:
Saying that you did not know the ticket was non-transferable has zero credibility when the railcard has your photo on it. What did you think the photo was for, apart from showing on the train to prove that the ticket holder was entitled to the discount?

Don't attempt to try and use this as an excuse when she replies to to SWR since they will not believe it.
 
Last edited:

AlterEgo

Verified Rep - Wingin' It! Paul Lucas
Joined
30 Dec 2008
Messages
29,268
Location
LBK
Saying that you did not know the ticket was non-transferable has zero credibility when the railcard has your photo on it. What did you think the photo was for, apart from showing on the train to prove that the ticket holder was entitled to the discount?

Don't attempt to try and use this as an excuse when she replies to to SWR since they will not believe it.
We haven't ascertained what type of railcard it is yet. Not all railcards carry a photo.
 

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