Adam Williams
Established Member
It's a combination of trying to get a bunch of data for future fraud accusations and I genuinely think a lot of it is about making the UX as poor as possible to dissuade people from claiming and waste as much of their time as possible.I want to know why a TOC requires my address or phone number to process these claims? What does my address or phone number have to do with processing the original claim? Of course I can understand address if someone wants vouchers (or cheque in Avantis case), but then request the address when the person confirms how they wish for reimbursement to be claimed. It feels like most TOCs are just data mining at this point with the personal details requested (none of which relevant to actually claiming) and at times trying to demand signing up for systems.
The article in the OP acknowledges that the experience is so poor today that vast amounts of funds go unclaimed such that making it easier is suddenly a "revenue risk" that has to be managed by taking away some of the benefits of the DR scheme.