Annoying television adverts...

[duncanp]

That advert where the vendor says "..we now take contactless..." and the woman goes "..ooooooooooooooooooooooooo....."

There is a special place in hell for whoever thought that one up, and who thought it was witty and trendy.

Similarly for the (now withdrawn) John Lewis advert.

 

[Mcr Warrior]

That advert where the vendor says "..we now take contactless..." and the woman goes "..ooooooooooooooooooooooooo....."

There is a special place in hell for whoever thought that one up, and who thought it was witty and trendy.

Yes, that's one of the ones for 'SumUp' card payment machines for small businesses.

Already had a few dishonourable mentions upthread.

 

[stevetay3]

Most tv adds are miss leading just look at all the gambling adds no one ever looses. Time something was done.

 

[nlogax]

While streaming from All 4 I've been bombarded with ads for On the Market, a property search website. Ad is a grim re-lyriced version of Chas & Dave's 'Margate' sung by people looking on laptops for places to rent and buy. Worst thing I have seen in years and only the mute button can stop the full horror.

 

[Strathclyder]

Reading through his thread has only made me more grateful for my ad-block plugin on Google Chrome (installed partially to stop ads slowing my browser down to a crawl and partially to spare my sanity) and for avoiding watching TV as much as possible; would end up putting my head through the nearest wall if exposed to some of these horrors often enough.

 

[Xenophon PCDGS]

Not that I ever shop at Tesco, but after seeing their TV advert with a woman armed with a plastic card that emits what looks like electricity and using it in the store, I would never dare to visit one of their stores to save my health (what little I still have at the age of 76).

Incidentally, harking back at the said TV advert, have Tesco decided to specialise in very cheap "X" phones, as the woman in question saw one with a £34.99 price displayed which was in a special pedestal based display stand.

 

[birchesgreen]

Are those the same ads which keep popping up on my twitter timeline? Annoying indeed, though she is kinda hot.

 

[Mcr Warrior]

Incidentally, harking back at the said TV advert, have Tesco decided to specialise in very cheap "X" phones, as the woman in question saw one with a £34.99 price displayed which was in a special pedestal based display stand.

Not that cheap! (Or annoying!) Looks like they are £34.99 per month, discounted to £29.99 per month over a 36 months contract period with a Tesco Clubcard.

See link below...

 

[Mojo]

That Sky advert at some kind of funfair is quite annoying; I always think the song goes “Wouldn’t it be nice to be a llama...”

 

[py_megapixel]

The new eBay one which begins with 10 seconds of infuriating jingle - "When you buy a thing, sell a thing; never ever throw a thing" (but what about a basketball, can't you buy those on eBay?) - and concludes with the slogan "Because that thing could be someone's everything" which is just some random vaguely relevant words arranged into a sentence which tricks you into thinking it's making a deep statement.

 

[Logan Carroll]

⚠️ the following video will bring PTSD and or unreasonable anger for simpsons fans ⚠️

But to me there something particularly anger inducing about all holiday adverts.

 

[DunsBus]

The Numan advert that has the various nicknames for the male anatomy sung along to the opening bars of "The Entertainer".

 

[birchesgreen]

I find that accounting software advert annoying where they all have seizures at the end.

 

[Ashley Hill]

I expect they've already been mentioned but life insurance and funeral plan adverts. I know we'll all peg out eventually but I don't need reminding of this every 10 minutes on a wet afternoon!

 

[Typhoon]

I expect they've already been mentioned but life insurance and funeral plan adverts. I know we'll all peg out eventually but I don't need reminding of this every 10 minutes on a wet afternoon!

Over 50's Life Insurance is a complete rip off, that is why they continuously plug it. I did a comparison between the policy that I am sent through the post (annually) and putting the money in a regular savings account (even at today's paltry rates of interest). Taking into account inflation (estimated using figures covering many years to account for recent inflation being historically low), there is a 75% chance that I will have paid in more money than my relatives get out (using ONS data). I must admit I am not tempted by the free pen and a gift card that will probably expire before I use it.

I sent them my findings (in their post paid envelope), makes no difference so the junk mail helps to fill the recycling bin!

ONS = Office for National Statistics.

 

[jfollows]

Over 50's Life Insurance is a complete rip off

But isn't most insurance a rip off in the sense that they're making more money out of your premiums than you'll get from them when you claim?

When I first lived on my own I bought contents insurance because I thought it was the thing to do, but I stopped doing so very soon when I realised that - for me - it was a rip off.

On the other hand, I choose to insure the building that I live in and own because the potential cost of repairs is great - however I changed my policy this month because the previous supplier had jacked up its premiums from £8/month to £24/month over a small number of years. I'm back to £9/month again now. In a couple more years I'll have to switch again I'm sure.

Car insurance makes some kind of sense so I go with this one, with the knowledge that I have to shop around every year at renewal time.

Thw whole process of ripping off existing customers displeases me. But, back on topic, the insurance adverts are useful to point me to a new supplier when I change. But, I agree, not over 50s life insurance or funeral insurance, both of which are inappropriate for the majority of people to whom they're sold I suspect, and I won't go near either.

 

[Typhoon]

But isn't most insurance a rip off in the sense that they're making more money out of your premiums than you'll get from them when you claim?

When I first lived on my own I bought contents insurance because I thought it was the thing to do, but I stopped doing so very soon when I realised that - for me - it was a rip off.

On the other hand, I choose to insure the building that I live in and own because the potential cost of repairs is great - however I changed my policy this month because the previous supplier had jacked up its premiums from £8/month to £24/month over a small number of years. I'm back to £9/month again now. In a couple more years I'll have to switch again I'm sure.

Car insurance makes some kind of sense so I go with this one, with the knowledge that I have to shop around every year at renewal time.

Thw whole process of ripping off existing customers displeases me. But, back on topic, the insurance adverts are useful to point me to a new supplier when I change. But, I agree, not over 50s life insurance or funeral insurance, both of which are inappropriate for the majority of people to whom they're sold I suspect, and I won't go near either.

I would say that the over 50's (and probably other) life insurance is slightly different. Car insurance - you shopped around, building insurance - you switched. There is the loyalty penalty. Life insurance is different, you are stuck with the same provider; to my knowledge, if you decide it is a bad deal and decide to go to someone else, there is no transfer of the money you have already paid in. Stop paying, your money is gone.

Having said that, in order to compile this response, I looked at one provider who does not advertise (much at least). I was quite impressed with the facts that were laid out, and I didn't have to give my contact details to get an estimate. It still seemed pretty high for what I was getting.

The ads I really can't stand are those that try to appeal to 'dads' or 'mums' showing pictures of the family with a parent missing to try to get people to respond before they work out what they are getting for their money.

 

[jfollows]

Yes, I admit that life insurance is slightly different.

Getting off-topic, I guess, but I remember back in 1996 when I bought a flat in Manchester with a high percentage mortgage I was required to take out a life insurance policy, which annoyed me because I was single with no dependents and had a company scheme which would have paid out enough.

After a couple of years property prices went up and I shopped around for a replacement mortgage which didn't "waste" my money on payments for life insurance I didn't want.

So, back to adverts, to a large extent I guess they're trying to persuade you to buy life insurance when you don't necessarily need it, and trying to appeal to your sentiments in a way that makes you think you do need it. For sure, people would have been sad if I'd died when I was younger in Manchester, but nobody would have been out of pocket because of it.

So I've always taken a cynical approach to insurance, and therefore to the multitude of advertisements for it.

 

[JamesT]

I would say that the over 50's (and probably other) life insurance is slightly different. Car insurance - you shopped around, building insurance - you switched. There is the loyalty penalty. Life insurance is different, you are stuck with the same provider; to my knowledge, if you decide it is a bad deal and decide to go to someone else, there is no transfer of the money you have already paid in. Stop paying, your money is gone.

Having said that, in order to compile this response, I looked at one provider who does not advertise (much at least). I was quite impressed with the facts that were laid out, and I didn't have to give my contact details to get an estimate. It still seemed pretty high for what I was getting.

The ads I really can't stand are those that try to appeal to 'dads' or 'mums' showing pictures of the family with a parent missing to try to get people to respond before they work out what they are getting for their money.

Life insurance is actually rather more like an investment than a typical insurance policy. Your premiums are invested with a view to getting a sufficient return to cover the payout. So it is often possible to cancel the policy and get something back. This will usually be called the 'surrender value' and will be based on the current value minus a hefty admin fee for early termination.

 

[Typhoon]

Life insurance is actually rather more like an investment than a typical insurance policy. Your premiums are invested with a view to getting a sufficient return to cover the payout. So it is often possible to cancel the policy and get something back. This will usually be called the 'surrender value' and will be based on the current value minus a hefty admin fee for early termination.

Not the over 50's Life Insurance (at least with 'the Nations Favourite'). According to the Ts and Cs

• The Plan has no cash-in value at any time

Or L & G

If you cancel your plan after the 30 day period, we won’t give you any money back and you can do so by writing to us at the above address.

Royal London are more generous:

If you miss a payment and it is not paid back within 60 days, our next step will depend on how long the payments have been made for. If you’ve made less than half the payments between the start of your policy and your Final Payment Date, we’ll cancel your policy. You won’t get any payments back and you’ll no longer qualify for a Payout when you die. If you’ve made more than half the payments between the start of your policy and your Final Payment Date, your policy will still qualify for a Payout when you die, under our Payout Promise feature. Unless we’ve agreed otherwise, once 60 days have passed after a missed monthly payment you can’t start making payments again or make up missed payments.

but no money back!

That is what annoys me about this particular form of policy, if people think of it like a Life Insurance policy, they will be mistaken.

 

[61653 HTAFC]

The ads I really can't stand are those that try to appeal to 'dads' or 'mums' showing pictures of the family with a parent missing to try to get people to respond before they work out what they are getting for their money.

Ugh! Those, and that infamous McDonald's "Dad's dead, but he loved Filet O' Fish!" advert from a few years ago deserve a place in the advertising hall of shame forever. I'm not going to say that ALL copywriters are sociopaths, but the one who devised that McDonald's advert probably is.

 

[Xenophon PCDGS]

Perhaps I am wrong, but in my 76 years on this earth, a reading of the Charles Dickens Christmas story has always revealed Scrooge to be a miserly old man with no time for any type of fripperies.....then I saw the latest Pelaton advert which shows Scrooge to be a well-built individual with a penchant for fitness.

 

[Ostrich]

The Marc Jacobs advert with the three hippie girls chanting "Daisy, daisy, daisy, daisy, daisy, daisy,......."
I find it's a complete brainworm - so it's obviously doing its job!

 

[Master Cutler]

A bit of Forum advice required, I'm thinking of landing aircraft on the recreation ground in front of my house, so, should I change my broadband provider to EE?

 

[Trackman]

I expect they've already been mentioned but life insurance and funeral plan adverts. I know we'll all peg out eventually but I don't need reminding of this every 10 minutes on a wet afternoon!

I could rant all day about these and insurance in general.

Yes, I admit that life insurance is slightly different.

Getting off-topic, I guess, but I remember back in 1996 when I bought a flat in Manchester with a high percentage mortgage I was required to take out a life insurance policy, which annoyed me because I was single with no

So I've always taken a cynical approach to insurance, and therefore to the multitude of advertisements for it.

I had my arm bent into life insurance with the mortgage and don't even mention buildings insurance which I robbed with for years. Worth another thread before I go off one.
With the life insurance I told them to buzz off about four years ago, I only have one year to go with my mortgage now.
As I say, I could go on all day about this and I can feel my blood pressure rising! i.e. 'Ridge tiles and other tiles have come off my roof with the wind!' - checks details - 'I've checked with the Met office, the max wind speed wasn't over 70mph for that day''

 

[birchesgreen]

Don't talk to me about house insurance, had to have some storm damage fixed, even had a signed note from the builder saying it was kosher storm repairs. Did the insurer whom i had been paying for, for over 10 years without any claims previously, pay out? Naaa. Well they lost a customer so serves them right.

 

[trainophile]

The Marc Jacobs advert with the three hippie girls chanting "Daisy, daisy, daisy, daisy, daisy, daisy,......."
I find it's a complete brainworm - so it's obviously doing its job!

And they've resurrected again the "Perfect" one which I may have complained about last year. It's so awful I have to put my fingers in my ears until it ends!

 

[Jimini]

Domino-ohhhh-ooosssssss

 

[VauxhallandI]

Domino-ohhhh-ooosssssss

oh yes god help me its up there with Crazy Frog

 

[150249]

"My Fairy Garden"
I used to think it was only on channels meant for children but I witnessed it on bbc one a couple of months ago