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Employer led culture

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ainsworth74

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But this is surely a different discussion from whether Socialism is good/bad and whether Capitalism is good/bad? Under a Capitalist system the Banks would have stood and died on their own two feet (in this case most likely they'd have collapsed). Instead the Government interfered (for whatever reason, I'm sure we all have our own opinions) and prevented nature taking its course. If anything that's surely more Socialist?

I'm unclear on how this is a condemnation of Capitalism?
 
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radamfi

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Is the OP still reading this? If so, have you given any thought to moving to a country with a more balanced employee-employer relationship?
 

Greenback

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I care not a jot about whether others consider me a success or not. I care about me. Sounds selfish I know, but that's the way it is. I've used 'money' as a basic illustration of reward, but it is only a means to an end. Money means I can enjoy more of life. I'm actually cash-poor, although I have planned ahead I spend most of what I get fairly quickly, enjoying my hobbies.

I don't see why those interested in the arts cannot do so in the same way I enjoy my hobbies: work for a living and then in their spare time indulge their passions for music, visual art etc. If you can't make a living from it you shouldn't expect others to fund it.

At the end of the day it comes back to the same basic idea: if you want it, work for it. Do not expect others to provide.

Well that's exactly my point. Money has become more than a means to an end (ie surviving) it has become something that some desire so much that they are blinkered to seeing anything else but the current way of doing things.

Money is also linked to power, so you have the situation where highly ambitious people use one to achieve the other (it works either way around!).

Having more money meaning that you can enjoy life more is actually at the root of what I'm saying. You are correct, generally speaking, that this is how things are now. All I am saying is let's have a look to see if this is actually the best way for our species to continue its development in the future with increasing populations, decreasing natural resources, and the ability to capitalism to exploit both resources and people.

I don't have all the answers, and I don't pretend to. I just want to questioning the assumption that what we have now is the best we can have, despite its obvious negatives. Maybe I'm just being idealistic. They do say that inside every cynic ther eis an idealist fighting to ge tout, and I'm definitely a cynic!

This also illustrates the weaknesses of a Socialist system, as it tends towards standardisation of provision, which is entirely contrary to the spirit of creativity. And anyone who has listened to the turgid outputs of avowedly "Socialist Composers" must realise there is something fundamentally wrong ;)
Perhaps the ideal is - horror - a mixed approach. Which is very much what we have in this country, which most appreciate and are quite happy with. But happiness and compromise seem to have fallen out of the political vocabulary.

I agree with much you have said. But I think that while every system is bound to have inherent weakness, the level of that can be manipulated by the type of Socialism and the way that things are set. By that I mean if you look at the works of socialist composers (I'm not familiar with this area, though) it might be that the work produced is highly influenced by the manner in which it was commissioned, or by some other factors.

Quite.

The UK needs the socialist element to temper the worst excesses of capitalism. If we didn't have that we'd be the same as the USA - no thanks.

I agree with you completely there, and I'm glad that capitalism is temepred by some socialist values and principles, but I wonder if we can go even further?

But this is surely a different discussion from whether Socialism is good/bad and whether Capitalism is good/bad? Under a Capitalist system the Banks would have stood and died on their own two feet (in this case most likely they'd have collapsed). Instead the Government interfered (for whatever reason, I'm sure we all have our own opinions) and prevented nature taking its course. If anything that's surely more Socialist?

I'm unclear on how this is a condemnation of Capitalism?

To me, it's more a condemnation of the mixed economy approach w e have tried to achieve. We don't really have the balance right. The banks should certainly have either been allowed to fall (true capitalism) which would have had serious consequences for millions of people worldwide, or they should simply be controlled by the people (socialism).

If the bank had failed then the consequences would, in time, have been corrected by capitalism, but not without huge damage in the meantime.

I think that rather than making markets work for us, we have become slaves to them and the money go round that accompanies them. It's impossible to eliminate boom and bust, because that is how capitalism essentially works.

I'll be honest, though, and say that I have no idea what would have happened if the financial crash had led to socialism being introduced in the form of 'people's banks', or even if it would have been possible at that point in time.
 

43021HST

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Just had time to check how this thread is getting on, been snowed under with coursework, so sorry for the no show. From what I've read it's looking to be a nice balanced debate, although I could be proved wrong when I get round to reading a bit deeper...
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Ok after a bit of read, most people seem to have agreed that the UK does indeed have a mixed economy where we're sheltered from the worst aspects of capitalism, but what I was originally saying was the socialist aspect has been diminishing over the past 30 years, until it's almost non existent especially regarding the roles of the trade unions. Where we now have the situation where the youth are being exploited to a degree that simply wouldn't have happened years ago. I completely agree with Greenbacks point.

I'm now at the situation where I'm so short of money I'm thinking of having to quit my course just so I can afford to live, but doing so would dash any chance I had of finding a better job. To be honest I don't want to own my business, most small businesses fold after a couple of years, I don't have the money to do so and I imagine when the business inevitably fold, it does your credit rating no good.

Also the market I reckon is near saturation, there's not any gaps to exploit. E.g in my local area I wouldn't open a greengrocers because there's a huge monolithic Asda nearby. I wouldn't own a games website as Steam and various other large companies have it covered. We already have at least three different tattoo shops hairdressers on my local high street. The only options left are certain niche markets like payware for train simulations etc, but I couldn't make a living out of it.

Didn't get time to check the thread as I've been busy with coursework.
 
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Butts

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Just had time to check how this thread is getting on, been snowed under with coursework, so sorry for the no show. From what I've read it's looking to be a nice balanced debate, although I could be proved wrong when I get round to reading a bit deeper...
--- old post above --- --- new post below ---
Ok after a bit of read, most people seem to have agreed that the UK does indeed have a mixed economy where we're sheltered from the worst aspects of capitalism, but what I was originally saying was the socialist aspect has been diminishing over the past 30 years, until it's almost non existent especially regarding the roles of the trade unions. Where we now have the situation where the youth are being exploited to a degree that simply wouldn't have happened years ago. I completely agree with Greenbacks point.

I'm now at the situation where I'm so short of money I'm thinking of having to quit my course just so I can afford to live, but doing so would dash any chance I had of finding a better job. To be honest I don't want to own my business, most small businesses fold after a couple of years, I don't have the money to do so and I imagine when the business inevitably fold, it does your credit rating no good.

Also the market I reckon is near saturation, there's not any gaps to exploit. E.g in my local area I wouldn't open a greengrocers because there's a huge monolithic Asda nearby. I wouldn't own a games website as Steam and various other large companies have it covered. We already have at least three different tattoo shops hairdressers on my local high street. The only options left are certain niche markets like payware for train simulations etc, but I couldn't make a living out of it.

Didn't get time to check the thread as I've been busy with coursework.

Don't do that whatever you do. Can you not get a part-time job or a hardship Grant from your University.

Stick with it :idea:
 

Tetchytyke

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I am fed up to the eye teeth with the stupid statements and implications that, just because someone is wealthy or well educated they are self-serving and corrupt, and in some way incapable of understanding other people's positions and points of view.

I don't think Gideon is self serving and corrupt because he's the son of a Baronet, I think he's self serving and corrupt because he sold the Royal Mail to his banker schoolfriends for a fraction of its true market value.

I don't think Iain Duncan Smith is incapable of understanding basic human emotion because he's wealthy, I think he's a sociopath because he sees nothing wrong in cutting disabled peoples' income to the bone and lecturing them about "scrounging" whilst seeing nothing but self-entitlement whilst claiming £49.99 on expenses for his breakfast.

I don't think Maria Miller is self-serving and corrupt because she's well educated, I think she is self-serving and corrupt because she stole £44,000 in expenses for a house that she didn't live in.

I don't think David Cameron is a nasty money-grabbing toff because he's well educated and got his job in PR thanks to mummy-in-law, I think he's a nasty money-grabbing toff because he was the brains behind charging VAT on domestic fuel.

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Don't do that whatever you do. Can you not get a part-time job or a hardship Grant from your University.

It depends on the University as to whether much help is available. There used to be a central pot of money called the Access to Learning Fund. Guess which political party (hint: starts with a "C" and ends in "onservative") abolished it this year?

Some universities have a lot of money in their hardship funding- the likes of Durham or Oxford have plenty to go around. Some other universities, the ones which have more students from poor backgrounds or who are struggling financially, have very little.

Anything is better than dropping out though, as you lose that year's funding if you go and do another course.
 
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Greenback

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The University of Reading's fund used to be pretty small considering the number of students there.

Depending on the type of course you ar eon, it may be quite difficult to find a parttime job that you can fit around your studies. I did a course that involved evening and weekend work, which made traditional jobs difficult.

In fact, I had to 'disappear' from uni for a couple of weeks one Christmas in order to fill my boots with casual work on nights at the Royal Mail. The £1000+ I earned in two and a half weeks was more than double what I could have earned in an entire term and funded me for the rest of the academic year.

My lecturers were less than happy but realised that we were in a very difficult position due tot he nature of the course, and had to earn whatever money we could when we could.

Of course, times are harder now than they were in the boom years of the late 90's!
 

radamfi

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When I went to university (1991 to 1994), not many students worked during term time. Those were the days when you actually got a maintenance grant (albeit means tested). No one had considered the possibility of actually paying fees.

If I was going to university today, I would probably go somewhere like Maastricht university where you get taught in English, yet pay low tuition fees.
 

43021HST

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The problem is I can't get a part time job, due to BTEC doubling the work load this year, I have no time, I spend my evenings and weekends doing coursework. Another problem is finding a job that isn't zero hours because that's almost as bad as having no job.

By the way I'm in college and hoping to progress to university. Thankfully because I live in Wales and started the course at 19, I get EMA, something the conservatives scrapped in England; which is extremely useful for funding my driving lessons and bus fare to college but I have nothing left to give to give to my parents as keep.
 

Greenback

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When I went to university (1991 to 1994), not many students worked during term time. Those were the days when you actually got a maintenance grant (albeit means tested). No one had considered the possibility of actually paying fees.

If I was going to university today, I would probably go somewhere like Maastricht university where you get taught in English, yet pay low tuition fees.

Quite, I went just after the maintenance grant had gone, but at least I didn't have to pay tuition fees. The financial pressure on students today must be far worse than I endured, and that was bad enough.
 

DarloRich

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This also illustrates the weaknesses of a Socialist system, as it tends towards standardisation of provision, which is entirely contrary to the spirit of creativity. And anyone who has listened to the turgid outputs of avowedly "Socialist Composers" must realise there is something fundamentally wrong ;)
Perhaps the ideal is - horror - a mixed approach. Which is very much what we have in this country, which most appreciate and are quite happy with. But happiness and compromise seem to have fallen out of the political vocabulary.

I dont disagree - much as some people would prefer me to be some form of communist i am not - the economic system has to reward creativity and success.

But it must also recognise that not everyone can succeed, not everyone has the skills to succeed, not everyone has the access to opportunities to succeed and not everyone has the intelligence or environment to succeed and must provide a safety net.

In doing so those who are successful have to acknowledge they have a responsibility to help provide partof that safety net (as we all do) while those protected have a duty not to extract the urine.

Those who avoid their responsibilities, at either end, should be punished.
 

Abpj17

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Sorry to be pedantic Artic Troll, but wasn't it Cable/BIS that sold the Royal Mail?
 

ainsworth74

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But it must also recognise that not everyone can succeed, not everyone has the skills to succeed, not everyone has the access to opportunities to succeed and not everyone has the intelligence or environment to succeed and must provide a safety net.

Which is one of the reasons why I'm starting to be attracted to the idea of a minimum guaranteed income rather than the Byzantine system of interlocking benefits we have now.
 

Xenophon PCDGS

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I don't think David Cameron is a nasty money-grabbing toff because he's well educated and got his job in PR thanks to mummy-in-law, I think he's a nasty money-grabbing toff because he was the brains behind charging VAT on domestic fuel.

Under the Conservative Government on 1st April 1994, VAT became chargeable at a rate of 8% on domestic supplies of fuel and power.

On 2nd July 1997, the Labour Chancellor of the Exchequer in his budget speech stated that there would be a reduction of the VAT rate on those commodities to 5%. Under the European VAT Law prevailing at that time, Britain could not charge a lower rate than 5% on those commodities.

Why do you persist in the use a word such as "toff" in your quotes, in the year of 2014, as that particular terminology was more applicable to speech terminology of the earlier part of the 20th century. I am old enough to remember a particular column that was once an integral part of the Daily Mirror called "Live Letters conducted by the Old Codgers". That type of terminology was used by that newspaper in those days in an attempt to hark back to a period well in the past, even in those days.

I shall now march around my manor house at 0030 in the morning, blunderbuss in hand, looking for burglars, whilst lustily singing the words to a well-known music hall song from the dim and distant past.... " I'm Burlington Bertie from Bow"
 

Butts

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Sorry to be pedantic Artic Troll, but wasn't it Cable/BIS that sold the Royal Mail?

Not all of the Royal Mail was sold off :idea:
--- old post above --- --- new post below ---
Which is one of the reasons why I'm starting to be attracted to the idea of a minimum guaranteed income rather than the Byzantine system of interlocking benefits we have now.

Welcome to my World - The Minimum Living Wage would be a good start.

When you say minimum guaranteed income are talking about something similar to that applied to State Pensions ?
--- old post above --- --- new post below ---
When I went to university (1991 to 1994), not many students worked during term time. Those were the days when you actually got a maintenance grant (albeit means tested). No one had considered the possibility of actually paying fees.

If I was going to university today, I would probably go somewhere like Maastricht university where you get taught in English, yet pay low tuition fees.

Why not move to Scotland and attend after Oxford and Cambridge one of the four oldest and best Universities in the UK

Aberdeen,Glasgow,Edinburgh or St Andrews

No fees payable.:p
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Quite, I went just after the maintenance grant had gone, but at least I didn't have to pay tuition fees. The financial pressure on students today must be far worse than I endured, and that was bad enough.

Well my Daughter is in her Fourth Year at St Andrews, She lives with her Mum in the Midlands and pays the old rate of £1820 in Tuition Fees per year. Silly girl if she was registered living with me it would be zero.:cry:

She gets a Scholarship of over £3k per year (for beggars gratis)

Also £1000 Bursary for Accommodation (for beggars gratis)

I think she is claiming the full loan she is entitled to (the ex wife is a Teacher) so it's not the maximum. Again if she lived with me she would get about the same but most of it would be non-repayable.

She works part-time in the Union Bar , and also does Mystery Shops.

She lives in catered Halls which is about £5k per year if my memory serves me.

So it's not all doom and gloom :p
 

yorksrob

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When I went to university (1991 to 1994), not many students worked during term time. Those were the days when you actually got a maintenance grant (albeit means tested). No one had considered the possibility of actually paying fees.

If I was going to university today, I would probably go somewhere like Maastricht university where you get taught in English, yet pay low tuition fees.

Indeed, and the worst thing about the whole maintenance grant/tuition fees fiasco is that even the polititians have admitted that the current system is on the verge of costing the taxpayer as much as the previous far superior system. The next time someone trots out the old "my granny spent fifty years down a coalmine and never went to university - why should she have to subsidise students" line, we can point out that actually, she's paying just as much towards university education as she ever was, only now, as with everything, she's subsidising our chums in the City. And not one of the Establishment parties is prepared to rectify it.
 
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Greenback

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So it's not all doom and gloom :p

It's not doom and gloom for all, no. But there are some for whom the financial pressures are severe.
--- old post above --- --- new post below ---
Indeed, and the worst thing about the whole maintenance grant/tuition fees fiasco is that even the polititians have admitted that the current system is on the verge of costing the taxpayer as much as the previous far superior system. The next time someone trots out the old "my granny spent fifty years down a coalmine and never went to university - why should she have to subsidise students" line, we can point out that actually, she's paying just as much towards university education as she ever was, only now, as with everything, she's subsidising our chums in the City. And not one of the Establishment parties is prepared to admit it.

I agree. The loan system has turned out to be just as much of a shambles as the idea that privatising the railways would cost the taxpayer less.
 

Tetchytyke

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The loan system costs so much because Willetts wants to create a "market" in higher education. Because of this private colleges have been allowed to enter the sector with precious few checks and balances, and now everyone within BIS is acting shocked that private providers are more interested in bums on seats than proper enrolment processes.

Some of the private providers are OK in specific professional fields- BPP are quite a good postgraduate legal education provider, for instance- but many more are focused on student numbers rather than the calibre of the students or the quality of the teaching they provide. Several deliberately target non-UK students, promoting themselves as a way of getting a visa.

BIS, when creating the "market", also completely failed to understand the sector. The top universities don't need to charge £9k fees- the likes of Oxford, Cambridge and Durham make most of their money from research- but they will charge £9k because they can. The lower tier universities don't have the research income, their income is all from tuition fees, and so they have to charge £9k just to balance the books. Anyone in the sector with half a brain could see that everyone was going to charge the maximum, yet I think BIS genuinely thought the lower universities would charge two-and-sixpence.
 
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Greenback

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So yet again, much of the problem appears to be due to the attempted creation of an artificial market!
 

Oswyntail

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....
BIS, when creating the "market", also completely failed to understand the sector
. Ironic, in the light of....
....The top universities don't need to charge £9k fees- the likes of Oxford, Cambridge and Durham make most of their money from research- but they will charge £9k because they can....
48% of Oxford's income comes from research, yes. 18% still comes from tuition fees, which is a sizeable chunk. [Of course the method of tuition at Oxford, which is an essential factor in making it a "top" university, is also the most expensive, but we'll leave that]. What you seem to ignore is whether this covers costs. It doesn't.
 

Tetchytyke

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48% of Oxford's income comes from research, yes. 18% still comes from tuition fees, which is a sizeable chunk.

City University London gets 60% of its income from tuition fees and only 5.4% of its income from research, for comparison.

No University splits its expenditure into "teaching" and "non teaching" expenditure, so we don't really know if teaching costs are covered by tuition fees. We do know that Oxford University made a surplus of almost 5% last financial year though.

And fair play to them for it too. They earn it. My point is that Oxford were never going to charge less than £9k because they are a leading world university and they could charge £90k a year and people would pay it. The lesser universities were never going to charge less than £9k a year because they can't afford to charge less than £9k. Willetts was a fool for thinking anything different, as everyone in the sector (apart from the execrable Dr Wendy Piatt) was telling him.

The real problem with the sums though was not the amount going out, but the amount coming back in. Most students will never fully repay what they borrowed, given that you'd need to graduate with a starting salary of over £40k pa to repay everything before the 30 year cap kicks in. The system was designed that most people will be "middle earners" and repay the most, due to interest, but BIS got the numbers of low earners and middle earners hopelessly wrong. They also assumed the rich would take loans rather than pay upfront, and when the realised at the 11th hour that this was wrong they tried to make it illegal to pay tuition fees upfront in cash.
 
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yorksrob

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So yet again, much of the problem appears to be due to the attempted creation of an artificial market!

Indeed, who would have thought it :lol:

Personally I'd vote for any party that promised not to drone on about so called markets at every opportunity.
 

Greenback

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I'd consider voting for anyone, even UKIP, if they were to admit that these artificial markets don't work!
 

SS4

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Welcome to my World - The Minimum Living Wage would be a good start.

Minimum Living Wage is a good start but I think Basic Income would be better: every adult gets a fixed minimum income which can be supplemented by other sources (most notably working). You'd still need to work to get the good things in life but at least the basics is covered
 

DynamicSpirit

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BIS, when creating the "market", also completely failed to understand the sector. The top universities don't need to charge £9k fees- the likes of Oxford, Cambridge and Durham make most of their money from research- but they will charge £9k because they can. The lower tier universities don't have the research income, their income is all from tuition fees, and so they have to charge £9k just to balance the books. Anyone in the sector with half a brain could see that everyone was going to charge the maximum, yet I think BIS genuinely thought the lower universities would charge two-and-sixpence.

As a bit of an aside, I do sometimes wonder about that. My memory of being an undergraduate is 1 hour/week of personal tuition (1 tutor with 2-3 students), around 15ish hours a week of lectures in a group of 50ish students). Throw in one day per week of experiments because this was a science subject, with 3-4 postgrads being paid to assist the lecturer in charge of the 50-ish students. Some (but not a lot) of the time was spent in specialist courses that had fewer students - say 10-15. I'm not complaining - it all added up to a good education (it was also a very long time ago - dunno if things have changed since then?), and I realize there's a lot of infrastructure and admin to be paid for too, but even so, I struggle to see how that could really cost £9K/year per student to efficiently provide. And I know a lot of private colleges in London offer full time courses for much less (though I don't know what the quality is).
 
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edwin_m

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Aberdeen,Glasgow,Edinburgh or St Andrews

No fees payable.:p

Only if your home is anywhere in the EU ... except England.

I do wonder why governments of both sides seem happy to drive down wages so that they (and that means us) have to subsidise the low-paid via credits or benefits, while the stingy employers are laughing all the way to the bank. Would we really be that much less internationally competitive if employers had to pay a living wage?
 
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Greenback

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Sadly cuddly old Nigel, on the side of the common man, wants to sell off the NHS.

http://www.dailymail.co.uk/news/art...abour-Miliband-s-party-fail-win-Election.html

He has, of course, since refuted this. Not that I believe him.
--- old post above --- --- new post below ---
Only if your home is anywhere in the EU ... except England.

I do wonder why governments of both sides seem happy to drive down wages so that they (and that means us) have to subsidise the low-paid via credits or benefits, while the stingy employers are laughing all the way to the bank. Would we really be that much less internationally competitive if employers had to pay a living wage?

Maybe the answer is that all governments are in the pocket of big business and giant corporations?
 

21C101

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Only if your home is anywhere in the EU ... except England.

Can you still get round by getting a RoI passport if one of the kids grandparents was born in Eire or Northern Ireland (or other EU state with similar rules)
 
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