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England – GWR settlement offer for travelling with the wrong Railcard discount (genuine mistake)

Joined
15 Jul 2026
Messages
10
Location
preston
Hi everyone,

I’m looking for some advice regarding a settlement offer I’ve received from GWR after travelling with what they say was an invalid ticket. I’ve never been in trouble before, so this has been very stressful.

Here’s what happened.

On 15 July 2026, I travelled from Preston to Bristol Parkway for one of my closest friend’s graduation ceremonies. I had to wake up at around 5:00 a.m. to make the journey.

I booked my ticket around 2–3 weeks beforehand using TrainPal. This was my first time ever using the app. I normally use Trainline, where I also keep my digital 16–25 Railcard.

Before searching for tickets on TrainPal, I selected my valid 16–25 Railcard. My Railcard is genuine and valid until 2029. Because I selected it before searching, I genuinely believed the ticket I bought was using that Railcard.

I had absolutely no idea that the ticket had been issued with a 16–17 Saver discount. In fact, until the Revenue Protection Inspector told me, I didn’t even know that ticket type existed.

Since I was new to TrainPal, I didn’t inspect the ticket in detail after purchasing it. Looking back, I realise I should have, but I genuinely assumed the correct discount had been applied because I had already selected my valid Railcard before booking.

During the journey, my ticket was checked on the train between Crewe and Birmingham New Street. The inspector accepted it without saying anything, which made me believe everything was fine.

When I arrived at Bristol Parkway, the ticket wouldn’t open the exit barrier. I didn’t try to leave or avoid staff. I went directly to the inspector and asked why it wasn’t working. I immediately showed my ticket and, when asked, my valid 16–25 Railcard.

The inspector then told me that my ticket had been purchased with a 16–17 Saver discount rather than a 16–25 Railcard discount. I was genuinely shocked because I honestly believed I had bought the correct ticket.

The conversation took quite a while, and because of the delay I ended up missing my friend’s graduation ceremony entirely, which was the only reason I’d travelled from Preston.

The inspector also recorded the interaction on a body-worn camera. I understand this may be standard procedure, but I found it quite upsetting and embarrassing.

A few days later I received a settlement offer from GWR asking me to pay £137.50, made up of £87.50 outstanding fare plus administrative costs, otherwise they may consider prosecution.

I completely accept that passengers are responsible for checking their tickets before travelling, and I appreciate that I should have checked mine more carefully. However, I genuinely believed I had purchased the correct ticket because I had selected my valid 16–25 Railcard before booking. I never intended to avoid paying my fare, and I fully cooperated throughout.

I’m planning to write to GWR asking whether they would consider allowing me to pay the correct fare (or fare difference) instead of the £137.50 settlement, given that this appears to have been an honest first-time mistake and I do hold a valid 16–25 Railcard.

I also have a few legal questions:

1. Will this be treated as a criminal offence and what records of me will be kept with them and for how long ?

2. If GWR accepts payment of the settlement, does that mean there will be no criminal conviction or criminal record?

3. Is this incident itself recorded as a crime anywhere, or is it simply an internal revenue protection matter unless they prosecute?

4. Will this affect my credit score in any way if I pay the settlement?

5. How long are body-worn camera recordings normally retained by train operating companies, and can I request deletion once the case is closed?

6. What personal information is GWR likely to retain about this incident, and for how long?

7. Is it realistic to ask them to reduce the settlement to the correct fare (or fare difference), or do train operating companies rarely agree to that?

I’d really appreciate any advice, particularly from anyone familiar with railway prosecutions or revenue protection matters in England.

Thank you.
 
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Swedenorer

Member
Joined
28 Sep 2025
Messages
282
Location
Hants
You did not have a valid ticket for the journey which could lead to prosecution and as a strict liability offence conviction BUT if you pay the settlement they offer that will close the matter. They have given no credit for the fare already paid but they have no need to do so. As for the other questions I have no idea. The fact that you made an error is irrelevant.
 

soccermad

Member
Joined
2 Mar 2008
Messages
183
Location
Derbyshire
The response from GWR is a fairly standard one and the admin fee is a lot less than we often see.
They are highly unlikely to move from their settlement offer (which will be the end of the matter, with no criminal record, as long as you buy the correct tickets in future)

My personal view is that you should accept the offer ,py the settlement and then keep all correspondence for at least 6 years and put it down to experience
 

AlterEgo

Verified Rep - Wingin' It! Paul Lucas
Joined
30 Dec 2008
Messages
29,197
Location
LBK
Here’s what happened.

On 15 July 2026
Are you sure? That is today, and you mention getting contacted "a few days later".

I also have a few legal questions:

1. Will this be treated as a criminal offence and what records of me will be kept with them and for how long ?
It will only be treated as a criminal offence if you do not settle the matter. Records are kept under GDPR meaning they can only be held for necessary and proportionate reasons, which will cap at 6 years.

2. If GWR accepts payment of the settlement, does that mean there will be no criminal conviction or criminal record?
Correct.

3. Is this incident itself recorded as a crime anywhere, or is it simply an internal revenue protection matter unless they prosecute?
It is an internal matter. If you settle and they do not prosecute you, there is no "crime record".

4. Will this affect my credit score in any way if I pay the settlement?
No.

5. How long are body-worn camera recordings normally retained by train operating companies, and can I request deletion once the case is closed?
Usually they are deleted as they are overwritten, within a few weeks. It may be retained for longer (see above) if the officer felt it needed preserving - for example, if there were any threats made, or legal issues, or false statements. You mention you missed an entire graduation ceremony because of this - why? This matter should be sorted in five minutes, they only need your personal details.

6. What personal information is GWR likely to retain about this incident, and for how long?
All of the data you gave them during the stop, which is likely to be your name, address, date of birth and email.

7. Is it realistic to ask them to reduce the settlement to the correct fare (or fare difference), or do train operating companies rarely agree to that?
They aren't going to do that, I'm afraid - your ticket wasn't valid and they ask for the full fare every time.

Your best bet is to pay the settlement and move on.
 

Watershed

Veteran Member
Associate Staff
Senior Fares Advisor
Joined
26 Sep 2020
Messages
16,585
Location
UK
Welcome to the forum.

On 15 July 2026, I travelled from Preston to Bristol Parkway
Are you sure that was the date? It is worth checking, as the date this happened will make a difference to the options GWR have.

I had absolutely no idea that the ticket had been issued with a 16–17 Saver discount. In fact, until the Revenue Protection Inspector told me, I didn’t even know that ticket type existed.
I appreciate that you're telling us you didn't realise this, and I'm not going to doubt you because you would only be hurting the accuracy of the advice you get if you were dishonest. However you have to be aware that 'accidentally' applying a 16-17 Saver discount instead of the 16-25 Railcard is a very common way for people to deliberately buy a cheaper ticket they aren't entitled to. The fact that both start with "16-" and are generally in similar places in the Railcard dropdown list are often excuses people give to justify this 'mistake'. The railway doesn't know whether you made a deliberate decision or a mistake, but it will be viewed through that lens.

The inspector also recorded the interaction on a body-worn camera. I understand this may be standard procedure, but I found it quite upsetting and embarrassing.
I think body-worn cameras are standard kit worn by revenue protection staff and indeed many conductors too. Usually they record continuously, but delete footage more than a minute or two old. Footage is only actually kept if the button is pressed to retain it. GWR's body worn cameras may be configured differently but the likelihood is that your interaction has not been saved.

I agree that it's not very nice that body worn cameras are now everywhere in daily life, and it's somewhat ironic that if you tried filming the interaction, most staff wouldn't like that and would ask you to stop recording (some would even say you have to stop, which isn't correct). But it is done because train operators have noticed a trend of increasing assaults (both physical and verbal) and this has been seen as a relatively cheap and effective measure to dissuade people from committing those kinds of crimes.

A few days later I received a settlement offer from GWR asking me to pay £137.50, made up of £87.50 outstanding fare plus administrative costs, otherwise they may consider prosecution.

I completely accept that passengers are responsible for checking their tickets before travelling, and I appreciate that I should have checked mine more carefully. However, I genuinely believed I had purchased the correct ticket because I had selected my valid 16–25 Railcard before booking. I never intended to avoid paying my fare, and I fully cooperated throughout.
Unfortunately, you don't need to have any intent to avoid payment for your actions to amount to a crime under the Railway Byelaws. Boarding a train without a valid ticket is an offence on its own, with no intent needed - the same as speeding, for example.

I’m planning to write to GWR asking whether they would consider allowing me to pay the correct fare (or fare difference) instead of the £137.50 settlement, given that this appears to have been an honest first-time mistake and I do hold a valid 16–25 Railcard.
Good luck - it is worth a try (feel free to upload a draft here for feedback) but I doubt they will agree. They have the upper hand in the circumstances, as they can simply prosecute you if you don't pay.

After having paid you might want to consider making a complaint on the basis that their £50 admin fee must represent actual costs, as they agree not to charge you more than this under condition 9.2 of the National Rail Conditions of Travel. But again, I wouldn't expect that to go particularly far unless you are willing to litigate the matter.

I also have a few legal questions:

1. Will this be treated as a criminal offence and what records of me will be kept with them and for how long ?
You did commit an offence, however the offer you have is for it to be settled out of Court. Records will be kept by GWR of the matter, I couldn't say how long - you would need to ask GWR that. I suspect it would be for at least 6 years since that is the standard statute of limitations.

2. If GWR accepts payment of the settlement, does that mean there will be no criminal conviction or criminal record?
Correct.

3. Is this incident itself recorded as a crime anywhere, or is it simply an internal revenue protection matter unless they prosecute?
It is not recorded as a crime in any police database. The details of the irregularity will be recorded by GWR and will remain an internal matter unless, for example, you were to be caught without a valid ticket on a future occasion - in which case, they might refer to it or it might influence their decision to prosecute you rather than offering an out of Court settlement.

4. Will this affect my credit score in any way if I pay the settlement?
No. Your credit report would only be affected if, for example, GWR brought a civil case against you, you lost it, and you didn't pay the resulting judgment within 30 days. That is called a County Court Judgment (CCJ).

5. How long are body-worn camera recordings normally retained by train operating companies, and can I request deletion once the case is closed?
GWR's Privacy Policy says they keep body-worn footage and CCTV for a maximum of 30 days, though as above, I suspect that for practical reasons their cameras overwrite footage almost immediately if the recording button isn't pressed.

You could contact GWR's data protection officer if you want to check this or exercise your data rights. Note that they aren't necessarily obliged to delete your data just because you ask them to; that only applies if they are relying on your consent or (in some cases) their legitimate interests. There are other potential legal grounds for processing data which you cannot object to.

6. What personal information is GWR likely to retain about this incident, and for how long?
I would ask their DPO if you would like exact details of this, but their retention policy suggests:
(1) we will retain your personal data in a form that permits identification only for as long as:
we maintain an ongoing relationship with you; or
your personal data is necessary in connection with the lawful purposes set out in this policy for which we have a valid legal basis.
plus
(2) the duration of:
any applicable limitation period under applicable law (i.e. any period during which any person could bring a legal claim against us in connection with your personal data, or to which your personal data may be relevant); or
an additional reasonable period following the end of such applicable limitation period.

So I would suggest roughly 6 years.

7. Is it realistic to ask them to reduce the settlement to the correct fare (or fare difference), or do train operating companies rarely agree to that?
They rarely agree to it, but there is no harm in politely asking (as they have the upper hand here).
 
Joined
15 Jul 2026
Messages
10
Location
preston
Welcome to the forum.


Are you sure that was the date? It is worth checking, as the date this happened will make a difference to the options GWR have.


I appreciate that you're telling us you didn't realise this, and I'm not going to doubt you because you would only be hurting the accuracy of the advice you get if you were dishonest. However you have to be aware that 'accidentally' applying a 16-17 Saver discount instead of the 16-25 Railcard is a very common way for people to deliberately buy a cheaper ticket they aren't entitled to. The fact that both start with "16-" and are generally in similar places in the Railcard dropdown list are often excuses people give to justify this 'mistake'. The railway doesn't know whether you made a deliberate decision or a mistake, but it will be viewed through that lens.


I think body-worn cameras are standard kit worn by revenue protection staff and indeed many conductors too. Usually they record continuously, but delete footage more than a minute or two old. Footage is only actually kept if the button is pressed to retain it. GWR's body worn cameras may be configured differently but the likelihood is that your interaction has not been saved.

I agree that it's not very nice that body worn cameras are now everywhere in daily life, and it's somewhat ironic that if you tried filming the interaction, most staff wouldn't like that and would ask you to stop recording (some would even say you have to stop, which isn't correct). But it is done because train operators have noticed a trend of increasing assaults (both physical and verbal) and this has been seen as a relatively cheap and effective measure to dissuade people from committing those kinds of crimes.


Unfortunately, you don't need to have any intent to avoid payment for your actions to amount to a crime under the Railway Byelaws. Boarding a train without a valid ticket is an offence on its own, with no intent needed - the same as speeding, for example.


Good luck - it is worth a try (feel free to upload a draft here for feedback) but I doubt they will agree. They have the upper hand in the circumstances, as they can simply prosecute you if you don't pay.

After having paid you might want to consider making a complaint on the basis that their £50 admin fee must represent actual costs, as they agree not to charge you more than this under condition 9.2 of the National Rail Conditions of Travel. But again, I wouldn't expect that to go particularly far unless you are willing to litigate the matter.


You did commit an offence, however the offer you have is for it to be settled out of Court. Records will be kept by GWR of the matter, I couldn't say how long - you would need to ask GWR that. I suspect it would be for at least 6 years since that is the standard statute of limitations.


Correct.


It is not recorded as a crime in any police database. The details of the irregularity will be recorded by GWR and will remain an internal matter unless, for example, you were to be caught without a valid ticket on a future occasion - in which case, they might refer to it or it might influence their decision to prosecute you rather than offering an out of Court settlement.


No. Your credit report would only be affected if, for example, GWR brought a civil case against you, you lost it, and you didn't pay the resulting judgment within 30 days. That is called a County Court Judgment (CCJ).


GWR's Privacy Policy says they keep body-worn footage and CCTV for a maximum of 30 days, though as above, I suspect that for practical reasons their cameras overwrite footage almost immediately if the recording button isn't pressed.

You could contact GWR's data protection officer if you want to check this or exercise your data rights. Note that they aren't necessarily obliged to delete your data just because you ask them to; that only applies if they are relying on your consent or (in some cases) their legitimate interests. There are other potential legal grounds for processing data which you cannot object to.


I would ask their DPO if you would like exact details of this, but their retention policy suggests:


So I would suggest roughly 6 years.


They rarely agree to it, but there is no harm in politely asking (as they have the upper hand here).
Thank you very much for your response. FYI, I don’t understand why GWR made this claim and why it was a GWR staff. The trains I took were avanti west coast and cross country - so I’m wondering if the officer has followed any correct procedure and what does this mean for me considering I never took a GWR train.

Another thing I noticed was in the officer’s notes, he kinda wrote I seem “genuine”. I don’t know if that helps.

Another question I had is regarding the full ticket price - please see attached. I wonder if the split ticket discount could be applied for the claim.

One again, thanks for your response and I look forward to hear from you.
 

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AlterEgo

Verified Rep - Wingin' It! Paul Lucas
Joined
30 Dec 2008
Messages
29,197
Location
LBK
The trains I took were avanti west coast and cross country - so I’m wondering if the officer has followed any correct procedure and what does this mean for me considering I never took a GWR train.
Nothing turns on this. They are entitled to prosecute you and to settle the matter. All train companies can enforce on behalf of others. Avanti and Crosscountry do not have staff at Bristol, the station is managed by GWR.

Another question I had is regarding the full ticket price - please see attached. I wonder if the split ticket discount could be applied for the claim.
It cannot. You will need to pay the full fare for the journey taken. They will not agree to splitting through tickets or any other discount wheezes to dispose of a criminal matter.
 

WesternLancer

Veteran Member
Joined
12 Apr 2019
Messages
14,957
Thank you very much for your response. FYI, I don’t understand why GWR made this claim and why it was a GWR staff. The trains I took were avanti west coast and cross country - so I’m wondering if the officer has followed any correct procedure and what does this mean for me considering I never took a GWR train.

Another thing I noticed was in the officer’s notes, he kinda wrote I seem “genuine”. I don’t know if that helps.

Another question I had is regarding the full ticket price - please see attached. I wonder if the split ticket discount could be applied for the claim.

One again, thanks for your response and I look forward to hear from you.
Presumably because stopped at a station staffed by GWR. All the train companies act for each other in these matters.

But you are lucky because GWR are much easier to deal with than some others. Cross Country train who you perhaps used outsource their enforcement to ITAL contractor who are much more difficult to deal with and extract the maximum sum they can get away with.
 

Haywain

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Joined
3 Feb 2013
Messages
24,501
7. Is it realistic to ask them to reduce the settlement to the correct fare (or fare difference), or do train operating companies rarely agree to that?
I wouldn't bother wasting your time. You are being offered an opportunity to avoid going to court and the alternative would cost you considerably more.
 

MarlowDonkey

Established Member
Joined
4 Apr 2013
Messages
1,826
But you are lucky because GWR are much easier to deal with than some others. Cross Country train who you perhaps used outsource their enforcement to ITAL contractor who are much more difficult to deal with and extract the maximum sum they can get away with.

Also GWR went straight to a settlement offer rather than threatening to prosecute and asking you to "beg" for an out of court resolution.
 
Joined
15 Jul 2026
Messages
10
Location
preston
Presumably because stopped at a station staffed by GWR. All the train companies act for each other in these matters.

But you are lucky because GWR are much easier to deal with than some others. Cross Country train who you perhaps used outsource their enforcement to ITAL contractor who are much more difficult to deal with and extract the maximum sum they can get away with

== Doublepost prevention - post automatically merged: ==

Thanks for all your replies. I sent them an email explaining my whole situation. Do I call them again and explain or should I just wait until they respond - if so l, how long do these usually take ?
 

gray1404

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== Doublepost prevention - post automatically merged: ==

Thanks for all your replies. I sent them an email explaining my whole situation. Do I call them again and explain or should I just wait until they respond - if so l, how long do these usually take ?
In the meantime you could just pay what they are asking?
 

ikcdab

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473
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Cogload Junction
As far as I can see you have no grounds for any appeal. You had an invalid ticket and that's the end of the matter. You are best advised to just pay up
 

Swedenorer

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282
Location
Hants
Yes pay up. Just as a bit of background if you search through threads here you will find mis-selecting 16-17 Saver 'in error' crops up a lot. The railway could solve this by extending child ticket validity to 18 but that is a lot to expect when they stuck to the school leaving age of 14 for so long. In their usual ham-fisted way they give you the reduction - once you've paid for it.
 

WesternLancer

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12 Apr 2019
Messages
14,957

== Doublepost prevention - post automatically merged: ==

Thanks for all your replies. I sent them an email explaining my whole situation. Do I call them again and explain or should I just wait until they respond - if so l, how long do these usually take ?
I would wait until they respond. I would not call them.
But don’t miss a payment deadline because the risk is they might automatically escalate things if you do perhaps.
 

furlong

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Messages
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Location
Reading
A few days later I received a settlement offer from GWR asking me to pay £137.50, made up of £87.50 outstanding fare plus administrative costs, otherwise they may consider prosecution.

Please can you explain the timeline, as already requested? Your image shows journey the same day you posted this!
 

MarlowDonkey

Established Member
Joined
4 Apr 2013
Messages
1,826
Please can you explain the timeline, as already requested? Your image shows journey the same day you posted this!
Perhaps what the OP describes as "a settlement offer" was actually a penalty fare. In that case, posting an image might enable experts to identify faults in the process.
 

Haywain

Veteran Member
Joined
3 Feb 2013
Messages
24,501
Perhaps what the OP describes as "a settlement offer" was actually a penalty fare. In that case, posting an image might enable experts to identify faults in the process.
That would not explain receiving a letter "a few days later". The OP has clearly made an error with the date of travel.
 
Joined
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Messages
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preston
Guys, apologies. The incident and the travel happened on the same day. Apologies if my post was misleading. Anyways I HAVE SOME REALLY GOID NEWS. By some miracle, the GWR people reduced the charge from 137.50 to 31.75

This is definitely a miracle considering every Reddit response and every person in this forum mentioned the odds were not in my favor. Anyways, thank you so much all for your detailed responses!
 

WesternLancer

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Joined
12 Apr 2019
Messages
14,957
Guys, apologies. The incident and the travel happened on the same day. Apologies if my post was misleading. Anyways I HAVE SOME REALLY GOID NEWS. By some miracle, the GWR people reduced the charge from 137.50 to 31.75

This is definitely a miracle considering every Reddit response and every person in this forum mentioned the odds were not in my favor. Anyways, thank you so much all for your detailed responses!
Very good news.

If you were able to post copies of correspondence etc it might help us help others in future get the same sort of positive outcome.
Remove your own personal details from them if course.
 

Coleridge

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14 Mar 2023
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148
Location
Penarth
Guys, apologies. The incident and the travel happened on the same day. Apologies if my post was misleading. Anyways I HAVE SOME REALLY GOID NEWS. By some miracle, the GWR people reduced the charge from 137.50 to 31.75

This is definitely a miracle considering every Reddit response and every person in this forum mentioned the odds were not in my favor. Anyways, thank you so much all for your detailed responses!

So, what was the actual date of travel? The date you gave in your opening post, 15 July, is clearly an error. An idea of the timescale would be helpful.
 

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