Depends on your income on retirement. You still have a personal allowance when you retire.But you are taxed when you take it out (although 25% can normally be taken tax free)
Depends on your income on retirement. You still have a personal allowance when you retire.But you are taxed when you take it out (although 25% can normally be taken tax free)
You said ALL their income. Did you mean just the amount they pay into their pension?What you pay into a pension scheme isn't subject to tax
I said what you pay into your pension isn't subject to tax. So your employer takes off the pension contribution first before working out your tax liability in that pay packet.You said ALL their income. Did you mean just the amount they pay into their pension?
Ok. I misunderstood post 668.I said what you pay into your pension isn't subject to tax. So your employer takes off the pension contribution first before working out your tax liability in that pay packet.
Or perhaps more sensibly are some Operators now stifling rail usage by not providing sufficient capacity?
It's a very variable picture across the country, within regions, between parts of routes and by operators.DfT have updated the passenger numbers spreadsheet
Taking rail figures (column G) compared to pre covid
98% on 15th Jan
97% on 16th and 17th
90-95% on 18th-31st Jan
then dipped a bit in early February (blame RMT)
Clearly if some lines (eg London outer suburban commuter) are down by 20-35% (as reported in other threads), then even allowing for Elizabeth line, some lines must be well over 100% to give averages in mid 90s %
So big question is how many operators have increased capacity over amount of 3 years ago, or for those that like to be negative, are any operators still below 95% of pre covid capacity. Or perhaps more sensibly are some Operators now stifling rail usage by not providing sufficient capacity?
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Daily domestic transport use by mode
Daily usage of selected domestic transport by mode for Great Britain.www.gov.uk
And yet we are being told passengers won't come back at work constantly! Positive news there really glad to see itDfT have updated the passenger numbers spreadsheet
Taking rail figures (column G) compared to pre covid
98% on 15th Jan
97% on 16th and 17th
90-95% on 18th-31st Jan
then dipped a bit in early February (blame RMT)
Clearly if some lines (eg London outer suburban commuter) are down by 20-35% (as reported in other threads), then even allowing for Elizabeth line, some lines must be well over 100% to give averages in mid 90s %
So big question is how many operators have increased capacity over amount of 3 years ago, or for those that like to be negative, are any operators still below 95% of pre covid capacity. Or perhaps more sensibly are some Operators now stifling rail usage by not providing sufficient capacity?
![]()
Daily domestic transport use by mode
Daily usage of selected domestic transport by mode for Great Britain.www.gov.uk
And numbers for passenger miles. Maybe passengers are not travelling as far now.DfT have updated the passenger numbers spreadsheet
Taking rail figures (column G) compared to pre covid
98% on 15th Jan
97% on 16th and 17th
90-95% on 18th-31st Jan
then dipped a bit in early February (blame RMT)
Clearly if some lines (eg London outer suburban commuter) are down by 20-35% (as reported in other threads), then even allowing for Elizabeth line, some lines must be well over 100% to give averages in mid 90s %
So big question is how many operators have increased capacity over amount of 3 years ago, or for those that like to be negative, are any operators still below 95% of pre covid capacity. Or perhaps more sensibly are some Operators now stifling rail usage by not providing sufficient capacity?
![]()
Daily domestic transport use by mode
Daily usage of selected domestic transport by mode for Great Britain.www.gov.uk
The figures make it more and more difficult for the Government to justify its damaging agenda of cuts.
No doubt they’ll trawl out the old high value anytime & season ticket fare line & the £16bn they pumped in during the pandemic spin again.
Using the examples in my post 698 above, TPE must be losing a massive amount of revenue due to much reduced passenger numbers. However, a significant number of those being lost are indeed season ticket holders, quite a few being first class. Northern are picking up a lot of them but their ticket prices may be less than half those of TPE and East Midlands.And a pay rise for the staff who’ve not had one in 4 years. No doubt they’ll trawl out the old high value anytime & season ticket fare line & the £16bn they pumped in during the pandemic spin again.
So big question is how many operators have increased capacity over amount of 3 years ago, or for those that like to be negative, are any operators still below 95% of pre covid capacity. Or perhaps more sensibly are some Operators now stifling rail usage by not providing sufficient capacity?
Almost certainly, eg the reduced southeastern timetable which has been widely criticised as making the network less useable.
But are we saying these are new passengers (ie new to rail) or are they appearing on National Rail stats but disappearing from Tube numbers?By far the biggest increase in passenger numbers compared to three years ago is the Elizabeth line.
But are we saying these are new passengers (ie new to rail) or are they appearing on National Rail stats but disappearing from Tube numbers?
So, probably overall, we should discount those (ex) tube passengers because they aren't new public transport users and shouldn't affect total public transport funding (if its based on number of users) but perhaps some re-distribution of funding from tube to rail.bit of both.
Er - why blame RMT? Most of those on strike were ASLEF members.then dipped a bit in early February (blame RMT)
While there will be some abstraction from the (hitherto badly overcrowded) Central Line, anecdotal evidence on another thread indicates that said line is still busy in its own right. Overall numbers for London Underground don't appear to have suffered since the opening.But are we saying these are new passengers (ie new to rail) or are they appearing on National Rail stats but disappearing from Tube numbers?
So, probably overall, we should discount those (ex) tube passengers because they aren't new public transport users and shouldn't affect total public transport funding (if its based on number of users) but perhaps some re-distribution of funding from tube to rail.
I have found GWR services to be busy in recent months too, and at times have seen people standing because all the 3+2 seats are full.First peak-time business trip from Devon to London on GWR for 6 months or so on Tuesday. All services I used (including local connections in Devon) were busier than pre-covid. My train and others were full and standing Reading to London.
No doubt someone who hasn't been near a train in months will be along shortly with an out of date spreadsheet to explain that you're wrong and why cuts are actually essentialFirst peak-time business trip from Devon to London on GWR for 6 months or so on Tuesday. All services I used (including local connections in Devon) were busier than pre-covid. My train and others were full and standing Reading to London. As reported elsewhere, the Elizabeth Line was very well used too - standing through Central London in both directions.
There is no more scope for cutbacks, not that DfT will listen.
Yes, this type of usage is more condensed into Tuesday- Thursday and there are consequently lower season ticket sales. However, there’s been strong evidence for sometime that leisure usage (especially Thursday evening through Sunday evening) is thriving like never before. All in all pretty good I reckon.
Despite the ‘lost revenue’ buoyant rail usage should be welcomed by government since it’s a key to a thriving economy and higher tax revenues, yet they remain focussed on the relatively insignificant subsidy line. That’s poor management of UK plc (our economy).
Up to 15% isn't much of a saving, especially when it comes with restrictions
This is good news. Aligns with commuting patterns. Is DfT loosening the shackles on TOCs to grow revenue?
and yet since the new timetable came into being (and once the strikes were over) Southeastern are now experiencing their highest passenger numbers since Covid.
I used GWR down to Plymouth from Paddington on Saturday morning returning on Saturday evening. It was a 9 car train all the way through to Penzance in both directions. On the way down passenger numbers were so low wed have comfortably fitted in a 153 except maybe between Exeter and Newton Abbot, on the return I don't think the train would have exceeded 25% and only reached that between Reading and Paddington. Pewsey actually had a surprising amount of passengers for me. I think personal snapshots are too subjective, certainly on my personal experience I'd be moving 166s to Paddington to Penzance services and using the IETs on Portsmouth to Cardiff.First peak-time business trip from Devon to London on GWR for 6 months or so on Tuesday. All services I used (including local connections in Devon) were busier than pre-covid. My train and others were full and standing Reading to London. As reported elsewhere, the Elizabeth Line was very well used too - standing through Central London in both directions.
There is no more scope for cutbacks, not that DfT will listen.
Yes, this type of usage is more condensed into Tuesday- Thursday and there are consequently lower season ticket sales. However, there’s been strong evidence for sometime that leisure usage (especially Thursday evening through Sunday evening) is thriving like never before. All in all pretty good I reckon.
Despite the ‘lost revenue’ buoyant rail usage should be welcomed by government since it’s a key to a thriving economy and higher tax revenues, yet they remain focussed on the relatively insignificant subsidy line. That’s poor management of UK plc (our economy).